NOTICE. PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THE SITE AND ANY PAGES THEREOF, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW.

COPYRIGHT WILSHIRE STATE BANK 2002. ALL RIGHTS RESERVED
Copyright in the pages and in the screens displaying the pages, and in the information and material therein and in their arrangement, is owned by Wilshire State Bank or its affiliates unless otherwise indicated.

USE OF INFORMATION AND MATERIALS The information and materials contained in these pages ?and the terms, conditions, and descriptions that appear ?are subject to change. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination and acceptance by the entity providing such products or services.

NO WARRANTY
THE INFORMATION AND MATERIALS CONTAINED IN THIS SITE, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER ITEMS ?ARE PROVIDED ￿￿S IS,?￿￿S AVAILABLE? WILSHIRE STATE BANK DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THE INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED OR STATUTORY, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS.

LIMITATION OF LIABILITY
IN NO EVENT WILL WILSHIRE STATE BANK BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSON, COMPUTER VIRUS, OR LINE, OR SYSTEM FAILURE, EVEN IF WILSHIRE STATE BANK, OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBLITY OF SUCH DAMAGES, LOSSES, OR EXPENSES.

LINKS TO OTHER SITES
This web site contains links to third party sites. These links are provided for convenience purposes and are not under the control of Wilshire State Bank. If you choose to link to such third party web sites, Wilshire State Bank makes no warranties, either expressed or implied, concerning the content of such sites, including the operations, programming and conduct of transactions over such sites. Wilshire State Bank does not warrant that such sites or content are free from any claims of copyright or other infringement or that such sites or content are devoid of viruses. Wilshire State Bank disclaims all liability of any kind whatsoever arising out of your use of, or inability to use such third party web sites, the use of your information by such third parties, and the security of information you provide to such third parties.

GOVERNING LAW
The user￿￿ access to and use of the Wilshire State Bank's web site, and these terms and conditions are governed by the laws of the State of California.