Personal Plus Checking
Being a Wilshire Bank customer has never been more rewarding. Just link up to 3 of your Wilshire Bank Personal Plus checking, NOW, savings, and/or money market accounts and take advantage of many added benefits:
Features & Benefits
- 1 free wire transfer per month(1)
- 3 free cashier’s checks per month(1)
- 1 free traveler’s check purchase up to $10,000 per month(1)
- Free initial check book order(2)
- Free 1,500 U-Choose Rewards® points(2,3)
- Free Bill Payment
- Free Internet Banking
- Free Online Check Images View
- Free Visa Check Card with access to nationwide surcharge-free ATMs
- Eligible for U-Choose Rewards® with Wilshire State Debit Card
- Free 24/7 Telebank Service access
- Free At-Branch Service
Minimum Balance Requirement to Waive Monthly Service Charge
Minimum average daily combined balance of $10,000 for all linked accounts during each month.
Monthly Service Charge
No charge if minimum average daily combined balance is met; otherwise $15 per package and $0.25 per check on the main Checking account
Minimum Opening Deposit
$100 per account
Main account must be a WB personal checking account.
(1) Must maintain a minimum average monthly combined balance of $10,000 for all linked accounts during each month.
(2) For new accounts only; does not apply to existing accounts that are converted to a Personal Plus account.
(3) Points added to your U-Choose Rewards® account within 2 statement cycles from the first debit card transaction.
Please refer to the Truth-in-Savings Disclosure, the Deposit Account Agreement, and the Schedule of Fees and Charges for complete details.