Personal Plus Checking


Designed for

Being a Wilshire Bank customer has never been more rewarding. Just link up to 3 of your Wilshire Bank Personal Plus checking, NOW, savings, and/or money market accounts and take advantage of many added benefits:

Features & Benefits

  • 1 free wire transfer per month(1)
  • 3 free cashier’s checks per month(1)
  • 1 free traveler’s check purchase up to $10,000 per month(1)
  • Free initial check book order(2)
  • Free 1,500 U-Choose Rewards® points(2,3)
  • Free Bill Payment
  • Free Internet Banking
  • Free Online Check Images View
  • Free Visa Check Card with access to nationwide surcharge-free ATMs
  • Eligible for U-Choose Rewards® with Wilshire State Debit Card
  • Free 24/7 Telebank Service access
  • Free At-Branch Service

Minimum Balance Requirement to Waive Monthly Service Charge

Minimum average daily combined balance of $10,000 for all linked accounts during each month.

Monthly Service Charge

No charge if minimum average daily combined balance is met; otherwise $15 per package and $0.25 per check on the main Checking account

Minimum Opening Deposit

$100 per account



Main account must be a WB personal checking account.
(1) Must maintain a minimum average monthly combined balance of $10,000 for all linked accounts during each month.
(2) For new accounts only; does not apply to existing accounts that are converted to a Personal Plus account.
(3) Points added to your U-Choose Rewards® account within 2 statement cycles from the first debit card transaction.

Please refer to the Truth-in-Savings Disclosure, the Deposit Account Agreement, and the Schedule of Fees and Charges for complete details.



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