Regular Checking


This Product is Temporarily Unavailable

Designed for

Consumers who want a traditional personal checking account with unlimited check writing ability

Features & Benefits

  • Free Internet Banking with Bill Pay
  • Free Online Check Images View
  • Free Visa Check Card with access to nationwide surcharge-free ATMs
  • Eligible for Bonus Reward Program with Visa Check Card
  • Unlimited check writing
  • Free 24/7 Telebank Service access
  • Free At-Branch Service

Minimum Balance Requirement to Waive Monthly Service Charge

Daily minimum balance of $500 or monthly average balance of $1,000

Monthly Service Charge

No charge if minimum balance is met; otherwise $7 account maintenance charge and $0.25 per debit transaction

Minimum Opening Deposit


All applicants must be U.S. Residents and be at least 18 years of age.

Please gather the following information for all applicants:

Personal Information
• Date of Birth
• Social Security Number
• A current US government-issued photo ID (Driver's License, Passport, State or Military ID)

Contact Information
• Phone Number
• Email address
• Current U.S. adress (No P.O. Box)
• Previous address if you've been at your current address less than 24 months

Personal Information
• Credit/Debit Card (maximum funding amount is $500), or
• Routing and account number of the bank you are using to fund the account(s)

All Co-applicants must be available to complete the following steps:

• Email Verification
• Identity Verification
• e-Sign Account Disclosures

Transfer from Checking or Savings: You would like to use your account number at another bank.
Automatic Transfer: You would like to use your account number at Wilshire Bank.
Credit/Debit Card: You would like to use your credit/debit card.

This Product is Temporarily Unavailable



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