Consumers who want a traditional personal checking account with unlimited check writing ability
Features & Benefits
- Free Internet Banking with Bill Pay
- Free Online Check Images View
- Free Visa Check Card with access to nationwide surcharge-free ATMs
- Eligible for Bonus Reward Program with Visa Check Card
- Unlimited check writing
- Free 24/7 Telebank Service access
- Free At-Branch Service
Minimum Balance Requirement to Waive Monthly Service Charge
Daily minimum balance of $500 or monthly average balance of $1,000
Monthly Service Charge
No charge if minimum balance is met; otherwise $7 account maintenance charge and $0.25 per debit transaction
Minimum Opening Deposit
All applicants must be U.S. Residents and be at least 18 years of age.
Please gather the following information for all applicants:
• Date of Birth
• Social Security Number
• A current US government-issued photo ID (Driver's License, Passport, State or Military ID)
• Phone Number
• Email address
• Current U.S. adress (No P.O. Box)
• Previous address if you've been at your current address less than 24 months
• Credit/Debit Card (maximum funding amount is $500), or
• Routing and account number of the bank you are using to fund the account(s)
All Co-applicants must be available to complete the following steps:
• Email Verification
• Identity Verification
• e-Sign Account Disclosures
Transfer from Checking or Savings: You would like to use your account number at another bank.
Automatic Transfer: You would like to use your account number at Wilshire Bank.
Credit/Debit Card: You would like to use your credit/debit card.