eLink Savings

  

 

Designed for

Consumers with Regular Checking who want a savings account that earns interest on the entire savings account balance.

Features & Benefits

  • Interest earned at 0.60% APY* on the entire savings account balance, credited monthly
  • Free Online Banking with Bill Pay from checking account
  • Free Visa Check Card** with access to nationwide surcharge-free ATMs
  • Free 24/7 Telebank Service access
  • Free In-Branch Service
  • Combined monthly statement with regular checking
  • Unlimited deposit and cash withdrawal transactions in person

Conditions & Limitations

  • Account must be opened online
  • Account must be linked to a new and/or existing Regular Checking; otherwise, account is converted to a Regular Savings account
  • $30 account closing fee if account is closed within the first 180 days
  • No more than six transfers to a third party or another account via Telebank, automated clearing house, check, debit card, or similar order within one month; otherwise, this account may be closed

Minimum Balance Requirement to Waive Monthly Service Charge

  • Daily minimum balance of $500

Monthly Service Charge

  • No maintenance charge if minimum balance is met; otherwise $5 per month
  • $1 charge per withdrawal in excess of six

Minimum Opening Deposit

$500


All applicants must be U.S. Residents and be at least 18 years of age.

Please gather the following information for all applicants:

Personal Information
• Date of Birth
• Social Security Number
• A current US government-issued photo ID (Driver's License, Passport, State or Military ID)

Contact Information
• Phone Number
• Email address
• Current U.S. adress (No P.O. Box)
• Previous address if you've been at your current address less than 24 months

Personal Information
• Credit/Debit Card (maximum funding amount is $500), or
• Routing and account number of the bank you are using to fund the account(s)


All Co-applicants must be available to complete the following steps:

• Email Verification
• Identity Verification
• e-Sign Account Disclosures


Transfer from Checking or Savings: You would like to use your account number at another bank.
Automatic Transfer: You would like to use your account number at Wilshire Bank.
Credit/Debit Card: You would like to use your credit/debit card.


 

 

*APY means “Annual Percentage Yield” and is accurate as of 04/02/2012. Interest rate and APY may change at any time. Fees may reduce account earnings.

** You must have a primary checking account attached to your Visa Check Card. Visa Check Cards do not support savings accounts alone.

 

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