Money Market

 

  

 

Designed for

Consumers looking for a convenient savings account with limited checking account features

Features & Benefits

  • Earn interest on entire balance
  • No charge if minimum balance is met
  • Easy access to your account – unlimited deposits and withdrawals in person or at an ATM
  • Free Online Check Images View
  • Free ATM Card with access to surcharge-free ATMs
  • Free 24/7 Telebank Service access
  • Free At-Branch Service

Minimum Balance Requirement to Waive Monthly Service Charge

Daily minimum balance of $2,500 or monthly average balance of $5,000

Monthly Service Charge

No charge if minimum balance is met; otherwise $10 account maintenance charge

Transaction Limitations

  • No more than six transfers to a third party or another account via Internet Banking, Telebank, automated clearing house, check, debit card, or similar order within one month; otherwise, this account may be converted to a Regular Checking account
  • $10 excessive transaction charge per transaction in excess of the above transaction limitations

Minimum Opening Deposit

$1,000


All applicants must be U.S. Residents and be at least 18 years of age.

Please gather the following information for all applicants:

Personal Information
• Date of Birth
• Social Security Number
• A current US government-issued photo ID (Driver's License, Passport, State or Military ID)

Contact Information
• Phone Number
• Email address
• Current U.S. adress (No P.O. Box)
• Previous address if you've been at your current address less than 24 months

Personal Information
• Credit/Debit Card (maximum funding amount is $500), or
• Routing and account number of the bank you are using to fund the account(s)


All Co-applicants must be available to complete the following steps:

• Email Verification
• Identity Verification
• e-Sign Account Disclosures


Transfer from Checking or Savings: You would like to use your account number at another bank.
Automatic Transfer: You would like to use your account number at Wilshire Bank.
Credit/Debit Card: You would like to use your credit/debit card.


 

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