Money Market


This Product is Temporarily Unavailable


Designed for

Consumers looking for a convenient savings account with limited checking account features

Features & Benefits

  • Earn interest on entire balance
  • No charge if minimum balance is met
  • Easy access to your account – unlimited deposits and withdrawals in person or at an ATM
  • Free Online Check Images View
  • Free ATM Card with access to surcharge-free ATMs
  • Free 24/7 Telebank Service access
  • Free At-Branch Service

Minimum Balance Requirement to Waive Monthly Service Charge

Daily minimum balance of $2,500 or monthly average balance of $5,000

Monthly Service Charge

No charge if minimum balance is met; otherwise $10 account maintenance charge

Transaction Limitations

  • No more than six transfers to a third party or another account via Internet Banking, Telebank, automated clearing house, check, debit card, or similar order within one month; otherwise, this account may be converted to a Regular Checking account
  • $10 excessive transaction charge per transaction in excess of the above transaction limitations

Minimum Opening Deposit


All applicants must be U.S. Residents and be at least 18 years of age.

Please gather the following information for all applicants:

Personal Information
• Date of Birth
• Social Security Number
• A current US government-issued photo ID (Driver's License, Passport, State or Military ID)

Contact Information
• Phone Number
• Email address
• Current U.S. adress (No P.O. Box)
• Previous address if you've been at your current address less than 24 months

Personal Information
• Credit/Debit Card (maximum funding amount is $500), or
• Routing and account number of the bank you are using to fund the account(s)

All Co-applicants must be available to complete the following steps:

• Email Verification
• Identity Verification
• e-Sign Account Disclosures

Transfer from Checking or Savings: You would like to use your account number at another bank.
Automatic Transfer: You would like to use your account number at Wilshire Bank.
Credit/Debit Card: You would like to use your credit/debit card.

This Product is Temporarily Unavailable


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