This card provides cardmembers with the convenience and power of the Visa Platinum Card — a perfect accompaniment to their checking account in managing their finances.
- No annual fee
- Flexible purchasing power
- Convenience of a credit card
- Simplicity of a traditional card
Minimum RequirementsApplicant must be 18 years of age, have a U.S. address, Social Security number, and a minimum annual income of $12,000.
*See Terms and Conditions for complete details.
The introductory APR applies to purchases and balance transfers and the rates are valid for six billing cycles. Balance transfer fees will apply. The introductory rate does not apply to cash advances. We apply your minimum payment to balances with lower APRs first. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.
As stated in the Cardmember Agreement, and as applicable by law, we may change APRs, fees and other Account terms in the future.