Visa Signature

This card offers competitive rates, expanded purchasing power, the richest rewards, exclusive Visa Signature privileges and elite Cardmember Service, all with no annual fee. The Visa Signature card features unlimited 1% cash back on all net purchases. Cardmembers may also choose to redeem for roundtrip airfare beginning at 25,000 points, or brand-name merchandise and gift cards at the same industry-leading rebate value as cash rewards.

  • A premier rewards card with no annual fee
  • Unlimited 1% cash back
  • Redeem for travel on any airline without frequent flyer program restrictions
  • No Preset Spending Limit 1
  • Exclusive Signature privileges
  • Rewards Program
  • 1% unlimited cash back
  • Earn one point for every net dollar spent
  • Roundtrip airline ticket at 25,000 points
  • The richest travel, gift certificates, and merchandise rewards
  • Choose Your Own Rewards — redeem reward points for any card purchase
  • Redeem reward points by calling the Rewards Center at 1-888-229-8864 or by going online to after Online Account Access has been set up.

Minimum Requirements

Applicant must be 18 years of age and have a U.S. address and Social Security Number.


*See Terms and Conditions for complete details.

The introductory APR applies to purchases and balance transfers and the rates are valid for six billing cycles. Balance transfer fees will apply. The introductory rate does not apply to cash advances. We apply your minimum payment to balances with lower APRs first. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.

As stated in the Cardmember Agreement, and as applicable by law, we may change APRs, fees and other Account terms in the future.

1The Visa Signature Card "no preset spending limit" means that individual transactions are authorized by Elan Financial Services based on factors such as account history, credit record, and payment resources. Elan Financial Services will preset an upper limit for revolving balances and cash advances.


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